United American Life Insurance Products  

United American Life Insurance Company offers Whole Life and Term Life policies to meet different budgets and individual needs.

Fundamental Life Series I

10-Year Renewable Term Life (RT10/RT10GD)
Issue ages 18-80.
Life insurance coverage that lasts for 10 years and will be automatically renewed at the end of the term for another 10 years. Premiums stay the same throughout the 10-year term regardless of health changes within each term.

21-Pay Increasing Benefit Whole Life (URL-CBP)
Issue ages 0-72.
Coverage that lasts for the life of the individual, and builds cash and loan value from its premiums. Premiums stay the same for 21 years, then the policy is paid-up for life.

Whole Life (SWL/SWLGD)
Issue Ages 0-80.
Coverage that lasts for the life of the individual, and builds cash and loan value from its premiums. Premiums stay the same for the life of the policy.

Fundamental Life Series II

10-Year Renewable Term Life (UL10-20)
Issues Ages 0-60.
Life insurance coverage that lasts for 10 years and may be renewed at the end of the term for another 10 years. Premiums stay the same throughout the 10-year term.

10-Year Renewable Term to Annual Renewable Term (UL10-20)
Issue Ages 20-70.
Life insurance coverage that lasts for 10 years. Premiums stay the same throughout the 10-year term. At the end of the term, the policy can be renewed on an annual basis.

20-Year Renewable Term to Annual Renewable Term (UL10-20)
Issue ages 20-60.
Life insurance coverage that lasts for 20 years. Premiums stay the same throughout the 20-year term. At the end of the term, the policy can be renewed on an annual basis.

Whole Life (SWL)
Issue Ages 0-80.
Life insurance coverage that lasts for the life of the individual, and builds cash and loan value from its premiums. Premiums stay the same for the life of the policy.